Protect What Matters

Secure your financial plan with ELCO Mutual Life & Annuity.


Providing Service, Stability, and Protection Since 1946

For over 70 years, ELCO Mutual Life & Annuity has helped individual customers grow and protect their investments.

ELCO Mutual guarantees exceptional service and no hidden fees. Fill out the form for your free quote or to learn more about our policies.


What Is A Mutual Company?

A mutual company is an organization completely owned by its policyholders, which is why ELCO treats every client like they’re part of our business’ family. Any profits we accumulate can contribute to an annual dividend that all policyholders with participating contracts are eligible to receive. Unlike stock companies, which send their dividends to investors, we send our dividends right back to you.


Product Simplicity

ELCO’s policies are straightforward and easy to understand. When you work with us, we make sure to simplify our products to avoid any misunderstanding or confusion.

ELCO Mutual is Dedicated to You

Providing service, stability, and protection since 1946, ELCO Mutual is known for its outstanding customer service and specialized products for every age group. Contact us today to learn more about our life insurance and annuity policies!