Providing Service, Stability, and Protection Since 1946
For over 70 years, ELCO Mutual Life & Annuity has helped individual customers grow and protect their investments.
What Is A Mutual Company?
A mutual company is an organization completely owned by its policyholders, which is why ELCO treats every client like they’re part of our business’ family. Any profits we accumulate can contribute to an annual dividend that all policyholders with participating contracts are eligible to receive. Unlike stock companies, which send their dividends to investors, we send our dividends right back to you.
ELCO’s policies are straightforward and easy to understand. When you work with us, we make sure to simplify our products to avoid any misunderstanding or confusion.